Section 12. Employer not to reduce wages, etc

9[ 12. Employer not to reduce wages, etc .—No employer in relation to 10[an establishment] to which any[11] [Scheme or the Insurance Scheme] applies shall, by reason only of his liability for the payment of any contribution to[12] [the Fund or the Insurance Fund] or any charges under this Act or the[11] [Scheme or the Insurance Scheme], reduce, whether directly or indirectly, the wages of any employee to whom the 11[Scheme or the Insurance Scheme] applies or the total quantum of benefits in the nature of old age pension, gratuity[13] [Provident Fund or Life Insurance] to which the employee is entitled under the terms of his employment, express or implied.] 12. The form or design of any identity card, token or disc for the purpose of identifying any employee, and for the issue, custody and replacement thereof. 13. The fees to be levied for any of the purposes specified in this Schedule. 12. The mode of disbursement of pension and arrangements to be entered into with such disbursing agencies as may be specified for the purpose.